Many people ask, “Am I ready to retire?” But retirement planning is far more than just savings and investments. Retirement involves emotional preparedness, lifestyle considerations and health factors.
Retirement planning is more than just crunching numbers — it’s about coming up with a plan that supports your bucket list dreams and reduces stress about market volatility and income sources.
Matt Dages, president and founder of Bright Wealth Management, says, “It’s not just about numbers—it’s about having a real strategy for life after work.”
Many people retire too early or without a plan, which can lead to feeling anxious or disconnected. Sometimes people lose their sense of purpose after retirement and end up missing their job. This is where a phased or hybrid retirement can come in to help.
Phased and hybrid retirements
Phased or hybrid retirements see individuals gradually reduce their work hours or shift to part-time roles instead of retiring all at once. This approach helps maintain a sense of purpose and activity, which is especially important as people live longer, healthier lives.
There are many factors that come into different types of retirement, and that’s where Bright Wealth Management can provide you with the necessary framework to help you along the way.
Bright Wealth Management provides comprehensive retirement plans, no matter where you are in your retirement planning journey.
If you’re just starting to save, nearing retirement, or have already retired, Bright Wealth Management can help you. Retirement isn’t something you should navigate alone.
If you want to retire early or simply make the most of your savings, Bright Wealth Management will help guide your spending and make sure essentials are covered.
Dages offers a free first appointment where he’ll develop an understanding of your lifestyle picture, which includes planning around Social Security, Medicare, taxes, and long-term care.
For more information or to set up your complimentary consultation and portfolio review, call 833-777-4296 or go to brightwm.com.
The Bright Wealth Management Show with Matt Dages airs Saturdays from 1 p.m. to 2 p.m. and Sundays from 3 p.m. to 4 p.m. on KTAR News 92.3 FM.